Today’s economy worldwide needs reforms to cut the cost of operations and move away from cost prohibited solutions. Banking industry further needs to adopt the new trends of business and rely on use of technology to cut the cost of operation and make reasonable growth and good profit.Serving outreaching people who lives in far flung remote areas, having very low income, KYC cost is big hurdle for traditional banks to engage with them. The branchless banking can easily address these key issues and can add more values in banks for their in organic growth.The following few services can be rendered by establishing Branchless banking infrastructure. Begining Solutions has offered the proven experience of Mobile payments and branchless banking. Our client authentication on voice biometric is next generation most secured method in mobile payment era. We are offering fully manages mobile payment at multi-tangency platform to reduce the total cost of ownership (TCO). We help our clients to establish the Agent Networks in their territory as country wide and overseas for successful implementation of our banking products. We have our own software house, programmers and coder to tailor and customize the state of art next generation mobile payment solutions. HOW ARE WE MARKET DIFFERENTIATOR Our Solution’s authentication method is much advance than our competitors; an add on layer of Security (User Name + PIN + Voice Sample) as voice biometric enabled which is easy to provision and most securer than other means of biometrics such as thumb and eye retina. It does not require physical presence of end user for provision. The voice sample can be taken over Internet using Skype or phone call. Currently our R&D is working to integrate the solution with Positioning of end user (Location Base Services –LBS), which can greatly beneficial to attract more business at one platform.